From time to time, I will feature a Bluffton-Beaufort-Hilton Head professional and hope you find posts like these informative. I can vouch for Keith. He does an incredible job and offers superlative service...
Who Needs a Home Inspection?
by
Keith Hutcheson
This is a tough question for a professional home inspector to answer without sounding self-serving. So, I’ll try to keep this as objective as possible.
First, let’s tackle what a home inspection is before we move on to who needs one. A home inspection is by definition a “visual inspection of the critical structure, components, and systems of a home on the day of inspection.” What this means is that a certified and licensed home inspector has conducted a comprehensive examination of the home in entirety and all the things that make it tick. It starts on the exterior of the home, then moves to the interior of the home, and includes all those hard to reach places like the roof, the crawlspace, and the attic. In these locations, the inspector looks for any structural defects. The inspector then tests all the major systems such as the HVAC system, the plumbing system, and the electrical system. Generally, everything that you would use throughout the course of a day living in the home is tested. Light fixtures, faucets, outlets, appliances, doors, windows, etc. In some cases, visual observation is enough to determine if an item is functioning properly. For more complex systems such as the HVAC and electrical systems, electronic testing equipment is used. Overall, a home inspection is a fairly exhaustive process. A home inspector must be professionally trained, certified and licensed in order to perform this inspection. The inspection itself takes about 3 hours for an average sized home.
Home inspections have become almost automatic when someone purchases an existing home, with over 80% of homebuyers hiring an inspector. So, what’s the value of this process to the home buyer? Simple; knowledge and peace of mind. Selecting a home is an “emotional” experience for the buyer. They choose their home because they like the location, the features, the amenities, etc. They rarely if ever crawl up on the roof, or in the attic, or in the crawlspace when searching for a home. And they certainly don’t carry around electronic testing equipment. Most homebuyers assume the major systems of the home are in good working order. Unfortunately, this can be a very costly assumption… The value of a home inspection is the knowledge gained from an inspector who is trained to find any defects that might be present. Additionally, an inspection provides peace of mind to the home buyer who now knows the condition of the home structurally and all the major systems and components that go along with it before they proceed with the sale.
So, now we are left with “Who needs a home inspection?” My recommendation is that these two groups of homebuyers definitely consider a home inspection:
1. Purchasers of “existing homes”
Caveat Emptor (let the buyer beware) is not a good way to go into the largest purchase most people will ever make. The money spent on a home inspection can literally save you thousands of dollars in repair bills for things that should be working when you take possession of the home. This reminds me of a recent situation we had where the owners of a home decided to sell their home only two years after buying it. They did not have a home inspection when they purchased the home two years earlier. The new buyers hired us to perform the inspection. We discovered that neither of two HVAC systems worked properly, there was a plumbing leak in the attic, and there was significant wood rot on the home’s exterior. The new buyers were thankful for having had the inspection done as the repairs cost several thousand dollars. The current owners were disappointed they had not done so themselves as they were responsible for the bill...
2. Purchasers of “new construction homes”
This is the fastest growing segment of the home inspection business, and for good reason. The housing boom of the last few years has created shortages of skilled workers to construct these homes. In many cases, these brand new homes have significant defects. Some are easy to spot while others require the expertise and knowledge of a home inspector. That’s why new construction homebuyers are really beginning to find the value of a home inspection. They have discovered that hiring an inspector at month 11, before their new-home warranty runs out, is a very worthwhile venture. Just prior to the home warranty expiring, the home inspector checks every inch of the home for defects so that a comprehensive list of fix-it items can be given to the builder before they are off the hook for making repairs. Most builders have a 12-month warranty period. Therefore, I highly recommend the 11-month warranty inspection for anyone owning a “new construction” home. Here again, this can save you thousand of dollars in repair bills by having the builder make repairs before they are out of the picture.
Overall, the home inspection process rates a very satisfying experience for home buyers. A national poll of home buyers who used a home inspector found that over 90% responded that they were very pleased with the process and found it to be worth the money spent. Remember, as you find your dream home, knowledge is power. That’s what the home inspection process provides.
Keith Hutcheson is the owner of Coastal Home Inspection Services, located in Bluffton.
He can be reached at 796-3969 or www.coastalhomeinspection.net
