Short Sale: Neat Townhome-Great for first-time Homebuyer or investor- offered at $95,000

SHORT SALE

Hilton Head MLS #265026 2 Bedroom, 2.5 baths, this home with a fenced yard is located on a peaceful lagoon. It presents a great opportunity for first-time homebuyers or investors who'd like a home that is in a great community, very close to schools (across the street from the main entrance) and close to shopping as well. Just 17 miles in either direction to Hilton Head or Savannah, GA. Short Community Tour

La Isla Language School-Featured Hilton Head Island Business

 

As we all know, we have an ever-increasing hispanic population. Some of us took spanish in High School, I did. But, I am no where near fluent. I do understand a bit. If you are in business in our area, having fluency in this language can help

I met Amanda and Kim recently and I'd like to share with you their business information. Please also not they are involved with a very popular magazine for the Latino community called La Isla

 

 

Amanda Taylor-La Isla Language SchoolWhat is La Isla Language School?

La Isla Language School is dedicated to serving the language needs of the Low country. In speaking with many community residents and businesses, we have discovered a need for accessible and practical Spanish and English courses. For local businesses, along with government agencies and individuals, we work to provide a solution to language barriers. We can analyze, assess and develop any Spanish or English curriculum. Whether you need basic classes to initiate small talk, corporate classes to learn industry lingo, wish to improve fluency in either language or need documents translated, we can help!

P.S. If you'd like a business featured on this blog, please let me know.

Nearly New Home in The Haven at New Riverside, Bluffton South Carolina

Contact me to learn more about this home: john March 843-368-9146

The Haven is a Del Webb Active Adult Community located on Rt 46 and 170 at New Riverside, just 17 miles from Savannah, Ga or Hilton Head Island. The community at the haven offers a host of amenities for active adults. Please contact me for all the details.

This home is comprised of 2700 sq ft split floor plan, barely lived in home has 3BR and 31/2 baths with many upgrades such as hardwood, tile, Berber carpet, and granite counter tops.The oversized garage has a work bench and an outlet for charging a golf cart. The oversized yard is beautifully landscaped with magnolia trees, shrubs and palm trees. The yard is professionally maintained.

Bedrooms

Each bedroom has its own bath on a split floor plan with an oversize tub, separate shower and water closet in the master bath. here is a formal dining room and a formal living room (or an office).

The oversized garage has a work bench and an outlet for charging a golf cart. The oversized yard is beautifully landscaped with magnolia trees, shrubs and palm trees.

Living area

The large greatroom (24X17) has a gas fireplace, hardwood floors, crown molding, ceiling fan and a breakfast area. The greatroom adjoins a sunroom (23X12) with a ceiling fan, tile floors and 3 large windows which overlook the pond. There is a formal dining room and a formal living room (or an office).  

The 12X16 patio is screened with a ceiling fan, tan colored sealed concrete floor and a natural gas outlet for the grill.

The screened area and the rear of the house overlook a stocked pond. There are fitted custom steel shutters. Living area The large greatroom (24X17) has a gas fireplace, hardwood floors, crown molding, ceiling fan and a breakfast area. The greatroom adjoins a sunroom (23X12) with a ceiling fan, tile floors and 3 large windows which overlook the pond.

Kitchen

The large kitchen has granite counters, tile floor, GE Profile stainless steel appliances. The appliances include a convection microwave, a gas cook top, dishwasher and side by side refrigerator. There is abundant cabinet space, a 6X12 pantry and a large serving bar separating the kitchen from the great room.

Owners Suite

The owners suite is 15X16 with berber carpet, trey ceiling, decorative ceiling fan, crown molding and chair rail. The large master bath has many cabinets, dual sinks, a large walk in closet, water closet, separate enclosed shower and a large garden tub.

Garage

The garage is oversized accommodating two large vehicles and a large work bench. There is a 220 outlet for charging a golf cart battery. The floor is painted with a tan fleck and epoxy sealant. There is large finished storage area above the garage and a wench for lifting large items into the storage area.

Sun City Hilton Head and The Haven Introduce a Loft Option

The Palmetto Collection of Homes is the newest series of models being built within Sun City Hilton Head, in the newest development called reflections( across from the main campus, on Rt 278) and The Haven which is  located in the New River area off of route 46 in Bluffton S.C.

The Loft option will allow homeowners more flexibility with their floor plans and  increase living area at very reasonable cost.

The Loft Option will contain a bedroom, bonus room and full bath, as well as a generous living area. This is ideal for those who love to have family visit--they'll have their own space.

Pulte is offering a 50 % off on Home sites and 50 % off on the new loft option.

For Home-buyers within Sun City, and those outside of Sun City Hilton Head who might consider Sun City HHI as their active adult community, it is to your advantage to contact me and allow me to guide you and represent you. It could mean thousands of dollars in your pocket.

Please contact me for more details.  Shortly, I will have webpages up with floor plans and more detail.

Sun City Hilton Head Pricing

Base Price            Without the loft       With the loft

Copper Ridge        $ 197990                 $ 220990

Surrey Crest         $ 207990                 $ 232990

Vernon Hill           $ 226990                  $ 249990

Willow Bend          $ 226990                  $ 250990

 

The Haven Pricing

Base Price            Without the loft       With the loft

Copper Ridge        $ 182990                 $ 205990

Surrey Crest         $192990                  $ 217990

Vernon Hill           $ 211990                 $ 234990

Willow Bend          $ 211990                 $ 235990

 

Mortgage Loans on Hilton Head Island SC

 

You'll get great information from Anne Marie and stellar service, as well. She is an experienced Hilton Head Island Mortgage Loan Planner who can help a borrowers and  Realtors make the transactions happen.

 

Via Ann Marie Jenkins (Fairway Independent Mortgage Corp):

Mortgage Loans on Hilton Head Island SC are available at Fairway Independent Mortgage Corp.  I am Certified Mortgage Planner available to help Realtors and Consumers understand what is happening in the current mortgage loan market. 

blue chairs and blue umbrella on white sand beach

Our education system spends very little time teaching financial planning to Americans.  Mortgage Loan planning is about understanding that mortgages are an integral part of an overall financial plan and can have a huge impact on short and long term financial goals.  My role is to understand the financial goals of a prospective borrower, review their current financial situation and provide all available mortgage loan solutions available in the current lending climate.  I am a financial educator. Providing clarity and guidance is so important to ensure consumers have the knowledge to make informed confident decisions regarding their mortgage loan.

It is vital that consumers understand how their decision of a mortgage loan can impact their financial future.  Often I observe many consumers spending more time picking out the furniture for their new home versus the time they allocate learning about their mortgage loan choices.  Home financing is all about managing risk.  Life events often trigger the movement of money thus having an understanding of how this can affect ones future is key to making a mortgage loan decision that might be right for ones financial plan.

FIST FULL OF MONEY

It is especially more crucial in the current lending environment as underwriting guidelines for mortgage loans has tightened making it more challenging to obtain approval.  Having a trusted and experienced Mortgage Loan Planner who can help a borrower and a Realtor be prepared well in advance of a negotiated contract could be crucial for meeting closing dates.  It could also be helpful in negotiating a contract as all parties would know the best way to position their offer for approvability.  Understanding how to wrap financing around the property offer could make or break the deal.

For more information regarding our Mortgage Loan Planning Program or Strategic Partner Program, please contact 843 342-3900 or email annmariej@fairwaymc.com.  To preview the book co-authored by Ann Marie "Borrow Smart Retire Rich" visit www.BorrowSmartwithAnnMarie.com.  To learn more about our services please visit www.Fairwayhhi.com .  "Wishing you success but more importantly, significance!" Have a joyful day! Ann Marie

Fairway Independent Mortgage Corp, 1 Corpus Christie Place Ste 115, Hilton Head Island, SC 29928  843 342-3900

 



View Larger Map

A lesson about friendship from a "90 something"

Stella is in the hospital now, taking medication to prevent a heart attack. My wife and I just heard from Stella. Yes, from her hospital bed she wrote:

" Please excuse this long delay to pray you had a most happy, healthy and blessed anniversary. If my records are correct, this is your 40th wedding anniversary. May the years ahead be more blessed for you. The last few weeks have had me in the hospital to avoid a heart attack. TBig Hearthe new medications are helping, for which I am grateful. May continued blessings be with you both. Love and prayers, Stella"

Stella is the wife of a former employee of mine. Her husband, Joe has been deceased for about 20 years. She has written to my wife and I every year--for 40 YEARS! Christmas, birthdays, Easter, Anniversary. She never fails.

Each card she sends contain beautiful, loving and encouraging words. Stella is an example worth following.

We are praying for Stella. "Give her more time, Lord. We covet her cards and notes and her prayers and her encouraging words."

I am so remiss in this area. Thankfully, my wife is truly the better half. For me and those like me, there is still time for us to change our ways.

We are all too busy with things that won't matter. The people in are lives do. Don't let friendships fall by the wayside. Following  Stella's example is not a bad idea.

 

Awesome Opportunity in Beaufort,South Carolina for a Sales-Oriented Entrepreneur

Beaufort, SC Map
BUSINESS FOR SALE IN BEAUFORT SOUTH CAROLINA

Love Sales? Maybe you Want to get away from Real Estate--or Do something fun and new?

Relocation forces the sale of a sales-oriented franchise. This is a business to business service with lots of potential in Beaufort County South Carolina. There is also a retail component but the major source of sales comes from Businesses in the area who want to save money.

The owner is motivated to sell because a relocation became necessary for family reasons. The owner needs to be in his new location by June.

  • Asking price:  $129,000
  • Currently over 200 business to business clients
  • This includes everything...delivery car (wrapped), inventory, equipment, furniture, training -this is priced below market for this type of franchise
  • Current owner will work for free up to two months
  • Financing options through current owner:  Yes - but limited
  • National Franchise
  • In operation since July 2008
  • Over 1500 walk-in customers in database (average customer will purchase 3x per year)\
  • SALES have beaten every "past like-months" since opening (i.e. July 09 has surpassed Jul 08, etc...)
  • Positive cash flow
  • Store is located in Beaufort -
  • Lease is set for three more years

If  you want to know more, contact me for more detail.

Bluffton-Hilton Head South Carolina Home Inspection Tips from a Pro

From time to time, I will feature a Bluffton-Beaufort-Hilton Head professional and hope you find posts like these informative. I can vouch for Keith. He does an incredible job and offers superlative service...


Who Needs a Home Inspection?

by
 Keith Hutcheson

 

This is a tough question for a professional home inspector to answer without sounding self-serving.  So, I’ll try to keep this as objective as possible.

 

First, let’s tackle what a home inspection is before we move on to who needs one.  A home inspection is by definition a “visual inspection of the critical structure, components, and systems of a home on the day of inspection.”  What this means is that a certified and licensed home inspector has conducted a comprehensive examination of the home in entirety and all the things that make it tick.  It starts on the exterior of the home, then moves to the interior of the home, and includes all those hard to reach places like the roof, the crawlspace, and the attic.  In these locations, the inspector looks for any structural defects.  The inspector then tests all the major systems such as the HVAC system, the plumbing system, and the electrical system. Generally, everything that you would use throughout the course of a day living in the home is tested.  Light fixtures, faucets, outlets, appliances, doors, windows, etc.  In some cases, visual observation is enough to determine if an item is functioning properly.  For more complex systems such as the HVAC and electrical systems, electronic testing equipment is used.  Overall, a home inspection is a fairly exhaustive process.  A home inspector must be professionally trained, certified and licensed in order to perform this inspection.  The inspection itself  takes about 3 hours for an average sized home.   

 

Home inspections have become almost automatic when someone purchases an existing home, with over 80% of homebuyers hiring an inspector.  So, what’s the value of this process to the home buyer?  Simple; knowledge and peace of mind.  Selecting a home is an “emotional” experience for the buyer.  They choose their home because they like the location, the features, the amenities, etc.  They rarely if ever crawl up on the roof, or in the attic, or in the crawlspace when searching for a home.  And they certainly don’t carry around electronic testing equipment.  Most homebuyers assume the major systems of the home are in good working order.  Unfortunately, this can be a very costly assumption…  The value of a home inspection is the knowledge gained from an inspector who is trained to find any defects that might be present.  Additionally, an inspection provides peace of mind to the home buyer who now knows the condition of the home structurally and all the major systems and components that go along with it before they proceed with the sale. 

 

So, now we are left with “Who needs a home inspection?”  My recommendation is that these two groups of homebuyers definitely consider a home inspection:

 

1.  Purchasers of “existing homes”
Caveat Emptor (let the buyer beware) is not a good way to go into the largest purchase     most people will ever make.  The money spent on a home inspection can literally save you thousands of dollars in repair bills for things that should be working when you take possession of the home.  This reminds me of a recent situation we had where the owners of a home decided to sell their home only two years after buying it.  They did not have a home inspection when they purchased the home two years earlier.  The new buyers hired us to perform the inspection.  We discovered that neither of two HVAC systems worked properly, there was a plumbing leak in the attic, and there was significant wood rot on the home’s exterior.  The new buyers were thankful for having had the inspection done as the repairs cost several thousand dollars.  The current owners were disappointed they had not done so themselves as they were responsible for the bill...

 

2.  Purchasers of “new construction homes”
This is the fastest growing segment of the home inspection business, and for good reason.  The housing boom of the last few years has created shortages of skilled workers to construct these homes.  In many cases, these brand new homes have significant defects.  Some are easy to spot while others require the expertise and knowledge of a home inspector.  That’s why new construction homebuyers are really beginning to find the value of a home inspection. They have discovered that hiring an inspector at month 11, before their new-home warranty runs out, is a very worthwhile venture.  Just prior to the home warranty expiring, the home inspector checks every inch of the home for defects so that a comprehensive list of fix-it items can be given to the builder before they are off the hook for making repairs.  Most builders have a 12-month warranty period.  Therefore, I highly recommend the 11-month warranty inspection for anyone owning a “new construction” home.  Here again, this can save you thousand of dollars in repair bills by having the builder make repairs before they are out of the picture.

 

Overall, the home inspection process rates a very satisfying experience for home buyers.  A national poll of home buyers who used a home inspector found that over 90% responded that they were very pleased with the process and found it to be worth the money spent.  Remember, as you find your dream home, knowledge is power.  That’s what the home inspection process provides.

  

Keith Hutcheson is the owner of Coastal Home Inspection Services, located in Bluffton.
He can be reached at 796-3969 or www.coastalhomeinspection.net

 

 

Gratitude. Angels. God. Paying it Forward.

Sun Mountains

I am grateful today.

My wife and I traveled to Virginia, yesterday. After about 8 hours of driving, our ride was uneventful. Following the little voice of the GPS, we took the suggested route. There's been lots of snow here--and I don't have snow tires on my car--after all, we don't get much snow in Bluffton, South Carolina! How about none.

We were about 15 miles from our destination and up a hill we went-- We are in the mountains and snow is piled up on both sides of the road--on this "narrow road less traveled" there is still lots of snow on the ground... We started our climb. We can't make it up the hill and I have to try to back down the road--we skid! There was a bank on our left side--and lucky for us the snow stops us from coming over the side into a ditch...there is NO traffic on this road--who do we call and what do we do...

I am trying to rock my car back and forth and suddenly, a large red SUV pulls up behind us and it waits. I am thinking the driver is waiting so he can safely get by me. He does go by. I said to my wife--"see I told you so... he's not going to stop and help."  

Wrong. He moves past us, stops and gets out fo his car. He tries to push the car and to no avail. He offers to go up the hill to his parents home--they have a shovel. He comes back and digs us out and after 20 minutes, we're backing down the remainder of the hill.

I tried to give him a $50 dollar bill. He would not take it. I don't even know his name. " No, I can't take that--he said--"pay it forward, maybe you'll get a chance to help someone else." And then he was gone.

I believe God sent us this "angel."

I am grateful that God watches over us. I am grateful that we are alive and made it safely to our destination. I am grateful that he creates good hearted people who are willing to get their feet and clothing wet and shovel snow for a wretch like me.

And, I am determined to pay it forward--everyday.

South Carolina Home Story-Telfair, Lady's Island SC

First, I love the drive from Bluffton to Lady's Island.  As you ride through along RT 802  you see there is a lot going on--roads being widened and new housing being constructed. As you cross the bridge on to Lady's Island, you'll see more of the same--but it's a different world. There aren't as many transplants from the Northeast here. Most of the people here have lived in the area all of their lives. There are also many  Military families who call Lady's Island home.

I was fortunate to meet one such family and was invited into their home. The Gross family lives at 21 Telfair Dr in the Telfair subdivision. Husband Gary is a Master  Sergeant and serves at MCAS. He is married to Sheila. They have two children.

The Telfair neighborhood is ideal for families. It is unique in that it is one of the few neighborhoods that are established--with fairly new homes, that are  close toLady's Island schools. For those who are in the military, it's a short drive to Marine Corps Air Station, The Beaufort  Naval Hospital and Parris Island, SC

Let's start from the outside of the home. There's a huge backyard with plantings that dot the perimeter of a privacy fence which circles the yard. A trampoline and an above ground pool sits off to the left side of the yard and a "man shed" that is out of the way on the right side of  houses all of Gary's lawn gear and his tools.

As to the inside of the home--it is warm and inviting and open. I love this house! Mr. and Mrs. Gross created a wonderful video--I am impressed at their creativity and initiative--and Mrs. Gross would make a fantastic real estate agent!

So, if you want a great home in a wonderful, family oriented neighborhood, I'd be honored to introduce you to Sheila and Gary.

 Property is offered at $269900